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Gold Loan Market Set to Cross ₹30 Lakh Crore by FY28 as NBFCs Gain Share, But Rising NPAs Raise Concerns. India's gold loan industry is on track for unprecedented growth, with the market expected to expand by more than 30% and cross ₹30 lakh crore by March 2028. The sector is benefiting from rising gold prices, increasing demand for secured credit and the entry of new banks and financial institutions.However, alongside this promising growth outlook, industry experts are cautioning that the shift from traditional bullet repayment loans to monthly EMI-based repayment models could lead to higher non-performing assets (NPAs), creating new challenges for lenders.As banks and non-banking financial companies (NBFCs) compete for a larger share of the expanding market, maintaining asset quality will become just as important as driving loan growth. India's Gold Loan Market Enters a New Growth Phase Gold loans have become one of the fastest-growing segments in India's retail lending i...

 Bajaj Finance Personal Loan EMI Not Paid? As we all know, if we have taken a loan, then it is our responsibility to pay it on time and keep our EMI on time and sometimes such a situation arises that even if we want to, we are not able to pay our EMI on time or are not able to repay it at all.But don't worry, there is a way for everything and there are other options, through this article we will give you information about those options.Through these options you will get some time or for your convenience the amount will be reduced and the time will be increased. Loan restructuring - I f for some reason you are facing difficulty in paying the EMI, then you can free structure your loan by talking to the loan department, in which your EMI may be reduced and the loan tenure may be increased. In this situation, the amount of your EMI will be reduced and you will get more time to repay the loan. 30 days more time -  For example, if your EMI goes on 4th of every month and your EM...